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Card Services
Issue and accept payment cards to seamlessly receive funds and make purchases using contactless tap, chip, or card details — eliminating the need to carry cash.
Learn moreEmpowering Businesses with Secure and Seamless Digital Payments
Refah Payment System provides seamless payroll and aid distribution through cards, POS networks, and instant transfers with real-time reporting.
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Partners
Banks and payment partners
Banks, wallets, and transfer partners that process payments with Refah across Afghanistan.
POS Machine
The Counter Terminal / POS Machine
A POS Machine is the physical payment device used in person by your agents or merchants — handling cash-in, cash-out, and electronic purchases, all fully integrated into the same account ledger.
- Each device is directly linked to your verified account, agent ID, and contract, agent, and contract.
- Device activation goes live following official staff review and approval as part of the core setup process.
- Submit your request via "Account" and track its status until the device is assigned.
Services
Payment services
Cards, cash-in, cash-out, purchases, transfers, assured payouts, and Phase Machines — the services institutions use to move money across Afghanistan.
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Cash-In Services
Load wallets and accounts easily through banks, authorized agents, and partners — seamlessly converting physical cash into secure digital balance.
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Cash-Out Services
Withdraw digital funds as cash at authorized agents and partner locations — fast and secure, with verified identity checks and customizable transaction limits.
Learn more04
Electronic Purchase
Pay merchants in-person or online using QR code, card, or wallet — with instant transaction confirmation for both buyer and seller.
Learn more05
POS Machine Request
Request a new POS terminal for your account so agents and merchants can handle deposits, cash withdrawals, and in-person purchases right at their counter.
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Balance Inquiry
Check your bank account balance instantly without visiting a branch — right on the same RPS POS network.
Learn more07
Bill Payment
Pay electricity (Breshna), tax (SIGTAS/ASYCUDA), water, and other bills directly at the POS — no paper slips, no bank queues.
Learn more08
Mobile Recharge
Sell mobile airtime directly from the POS — no paper cards, no telecom office visits, and no theft risk.
Learn moreWhy Refah
Why institutions use RPS
A payment network that reaches people, keeps every transaction visible, and confirms that money arrived.
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Banks, cards, and agents already in place
Refah works with Afghan banks, wallets, cards, and cash agents. You use the payment network people already know.
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Every payment is visible
Loads, purchases, cash-out, and returns sit in one ledger. Finance sees what moved, what is waiting, and what did not arrive.
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Proof that money arrived
Program rules, identity checks, and delivery status are built in. Funds are meant to be received, not only sent.
FAQs
Common questions
How Refah payments work, who can use the network, and what happens after you request an account.
RPS is a payment network for institutions that need to move funds to people — welfare, salaries, aid, and everyday payments — through cards, cash-in, cash-out, purchases, and transfers, with a clear record of what happened.
In the field
What teams say about Refah
Finance, operations, and compliance teams on payments they can follow.
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Get started
Start Managing Payments with a Record You Can Trust.
Request an RPS institutional account today. To ensure full compliance and security, every application is reviewed and approved by our staff before login access is granted — this is a controlled, verified setup, not an instant public signup.
- Staff review every application
- Login after approval — not a public signup
- Then cards, cash, and assured payouts
Get Started
Takes you to sign in or request an account.